:root{
  --navy:#061a33; --navy2:#0a2747; --gold:#d9a83e; --gold2:#f0c968;
  --white:#f7f8fb; --muted:#aebbd0; --line:rgba(255,255,255,.12);
  --bg:#f5f6f8; --ink:#10233b; --shadow:0 20px 60px rgba(3,18,38,.16);
}
*{box-sizing:border-box} html{scroll-behavior:smooth} body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);background:var(--bg)}
a{text-decoration:none;color:inherit}.topbar{height:76px;display:flex;align-items:center;justify-content:space-between;padding:0 clamp(18px,5vw,72px);background:rgba(6,26,51,.96);position:sticky;top:0;z-index:20;border-bottom:1px solid var(--line);backdrop-filter:blur(12px)}
.brand img{width:178px;height:58px;object-fit:cover;object-position:left center;border-radius:5px}.topbar nav{display:flex;gap:28px;align-items:center;color:#e9edf4;font-size:14px;font-weight:600}.nav-cta{padding:11px 16px;border:1px solid rgba(217,168,62,.7);border-radius:10px;color:var(--gold2)!important}.menu-btn{display:none;background:none;border:0;color:white;font-size:25px}
.hero{min-height:650px;background:radial-gradient(circle at 85% 20%,#123a62 0,#0a2747 26%,#061a33 65%);color:white;display:grid;grid-template-columns:1.2fr .8fr;gap:60px;align-items:center;padding:70px clamp(20px,7vw,100px)}
.eyebrow{font-size:12px;letter-spacing:3px;color:var(--gold2);font-weight:800}.hero h1{font-family:Georgia,serif;font-size:clamp(42px,6vw,74px);line-height:.99;margin:16px 0 24px;max-width:780px;font-weight:500}.hero h1 span{color:var(--gold2)}.hero p{font-size:18px;line-height:1.7;color:#cbd6e5;max-width:650px}.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin:30px 0}.btn{display:inline-flex;align-items:center;justify-content:center;min-height:48px;padding:0 20px;border-radius:10px;font-weight:800;font-size:14px;border:1px solid transparent;cursor:pointer}.primary{background:var(--gold);color:#071b32;box-shadow:0 10px 30px rgba(217,168,62,.18)}.ghost{border-color:rgba(255,255,255,.2);color:white}.trust-row{display:flex;gap:32px;margin-top:38px}.trust-row div{display:flex;flex-direction:column;gap:4px}.trust-row strong{color:var(--gold2);font-size:12px}.trust-row span{font-size:13px;color:#b9c7d8}
.hero-card{background:linear-gradient(145deg,rgba(255,255,255,.10),rgba(255,255,255,.035));border:1px solid rgba(255,255,255,.16);border-radius:24px;padding:38px;position:relative;overflow:hidden;box-shadow:var(--shadow)}.card-glow{position:absolute;width:220px;height:220px;background:rgba(217,168,62,.16);filter:blur(45px);right:-80px;top:-70px}.mini-logo{width:66px;height:66px;border:1px solid rgba(217,168,62,.7);display:grid;place-items:center;font:34px Georgia,serif;color:var(--gold2);margin-bottom:50px}.card-label{font-size:11px;letter-spacing:2px!important;color:var(--gold2)!important;margin:0!important}.hero-card h2{font:38px/1.12 Georgia,serif;margin:12px 0 35px}.metric{display:flex;justify-content:space-between;border-top:1px solid var(--line);padding:17px 0;color:#dce4ef}.metric b{color:var(--gold2)}
.section{padding:90px clamp(20px,7vw,100px)}.section-head{text-align:center;max-width:760px;margin:0 auto 48px}.section-head.left{text-align:left;margin-left:0}.section h2,.cta-section h2{font:500 clamp(34px,4vw,50px)/1.1 Georgia,serif;margin:12px 0 15px;color:var(--navy)}.section-head p{color:#65748a;line-height:1.7;margin:0}.service-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;max-width:1200px;margin:auto}.service{background:white;border:1px solid #e4e8ee;border-radius:16px;padding:28px;min-height:220px;transition:.2s}.service:hover{transform:translateY(-3px);box-shadow:var(--shadow)}.service span{font-size:12px;color:#a37a20;font-weight:800}.service h3{font:26px Georgia,serif;margin:35px 0 10px;color:var(--navy)}.service p{color:#66768a;line-height:1.65;font-size:14px}
.sim-section{background:var(--navy);color:white;padding:90px clamp(20px,7vw,100px)}.sim-wrap{display:grid;grid-template-columns:1fr 1fr;gap:70px;align-items:start;max-width:1150px;margin:auto}.sim-section h2{color:white}.sim-section .section-head p{color:#b9c7d8}.calculator{background:white;color:var(--ink);border-radius:20px;padding:28px;box-shadow:var(--shadow);display:grid;grid-template-columns:1fr 1fr;gap:16px}.calculator label{font-size:13px;font-weight:800}.input-money{display:flex;border:1px solid #dbe1e8;border-radius:9px;margin-top:7px;height:46px;align-items:center;overflow:hidden}.input-money span{padding-left:12px;color:#7b8797;font-size:12px}.input-money input{border:0;outline:0;width:100%;height:100%;padding:0 10px;font:600 15px inherit}.result{grid-column:1/-1;background:#f3f5f8;border-radius:13px;padding:20px;margin-top:4px}.result small{color:#69778a}.result strong{display:block;font:34px Georgia,serif;color:var(--navy);margin:4px 0 12px}.bar{height:7px;background:#dfe5ec;border-radius:99px;overflow:hidden}.bar i{display:block;height:100%;width:20%;background:var(--gold);border-radius:99px;transition:.3s}.result p{font-size:13px;color:#68778a;margin:12px 0 0;line-height:1.5}.full{width:100%;grid-column:1/-1}
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:25px;max-width:1100px;margin:auto}.steps>div{position:relative}.steps b{width:46px;height:46px;display:grid;place-items:center;border:1px solid #cda13d;color:#a57b20;border-radius:50%}.steps h3{margin:20px 0 8px}.steps p{color:#6b7889;line-height:1.6;font-size:14px}
.cta-section{padding:80px clamp(20px,7vw,100px);background:#e9edf2;display:grid;grid-template-columns:1fr 380px;gap:60px;align-items:center}.cta-section p{color:#66768a;line-height:1.7;max-width:650px}.contact-card{background:white;border-radius:18px;padding:28px;box-shadow:var(--shadow);border:1px solid #e1e5ea}.contact-card p{margin:0 0 5px;font-size:12px;color:#9b7628;text-transform:uppercase;letter-spacing:2px;font-weight:800}.contact-card strong{display:block;font:30px Georgia,serif;color:var(--navy)}.contact-card>span{display:block;color:#748195;margin:4px 0 22px}.contact-card small{display:block;text-align:center;color:#8a95a5;margin-top:12px;font-size:11px}.contact-card code{font-size:10px}
footer{background:#061a33;color:#aebbd0;display:flex;justify-content:space-between;align-items:center;padding:22px clamp(20px,7vw,100px);font-size:12px;gap:20px}.footer-logo,footer img{width:120px;height:40px;object-fit:cover;object-position:left center;border-radius:3px}
@media(max-width:850px){.topbar nav{display:none;position:absolute;top:76px;left:0;right:0;background:#061a33;padding:18px 20px;flex-direction:column;align-items:stretch}.topbar nav.open{display:flex}.menu-btn{display:block}.hero{grid-template-columns:1fr;padding-top:55px}.hero-card{max-width:520px}.service-grid{grid-template-columns:1fr 1fr}.sim-wrap{grid-template-columns:1fr}.steps{grid-template-columns:1fr 1fr}.cta-section{grid-template-columns:1fr}}
@media(max-width:560px){.brand img{width:155px;height:51px}.hero{padding:48px 20px}.hero h1{font-size:43px}.hero p{font-size:16px}.trust-row{gap:18px}.hero-card{padding:25px}.hero-card h2{font-size:31px}.section,.sim-section,.cta-section{padding:65px 20px}.service-grid,.steps,.calculator{grid-template-columns:1fr}.result,.full{grid-column:1}.cta-section{gap:30px}footer{flex-direction:column;align-items:flex-start}}